Pharmaceuticals are seen in North Andover, Mass., on June 15, 2018. Medicare Supplement Insurance, or Medigap, can help pay for Medicare Part A and/or Part B copays, coinsurance and deductibles, but shopping for plans isn’t always straightforward. Shoppers should know that because Medigap plans are standardized by the federal government, plans with the same letter name offer the same Medicare benefits, regardless of company or price. In some cases, a lower-coverage plan isn’t necessarily cheaper — there may be higher-coverage options available for lower premiums. (AP Photo/Elise Amendola, file)
