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FILE- In this Feb. 5, 2018, file photo, the seal of the Board of Governors of the United States Federal Reserve System is displayed in the ground at the Marriner S. Eccles Federal Reserve Board Building in Washington. As the Federal Reserve continues to increase interest rates, borrowers may find that they’re paying more for their debts or perhaps missing out on opportunities to boost their savings with better rates. (AP Photo/Andrew Harnik, File)

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Millennial Money: As Fed rates rise, save at a credit union
By MELISSA LAMBARENA OF NERDWALLET
Fri,03/03/23-12:40PM , 138 Reads
In the past year, the Federal Reserve has employed several interest rate hikes in an effort to stabilize the U.S. economy. Depending on your situation and financial institution, your debt may have gotten more expensive or your savings might have grown.
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The likeness of Benjamin Franklin is seen on U.S. $100 bills, Thursday, July 14, 2022, in Marple Township, Pa. After the holiday season, those “buy now, pay later” bills will come due. If you’ve taken on too much debt or experienced a financial setback along the way, some options may provide a way out. Depending on your situation and the terms of the buy now, pay later plan, you’ll have to weigh which options save the most money to make progress on debt. (AP Photo/Matt Slocum)

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Millennial Money: 5 tactics to pay buy now, pay later debt
By MELISSA LAMBARENA OF NERDWALLET
Mon,01/09/23-8:14PM , 208 Reads
Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut.
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Credit cards as seen July 1, 2021, in Orlando, Fla. With rising costs of goods and services, turning to “buy now, pay later” plans when you check out can be tempting. With no interest or fees, not to mention the predictability of installment plans, this option seems like a more ideal payment method than a credit card. But using these plans to simplify your finances may be hit or miss. (AP Photo/John Raoux)

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Millennial Money: How credit can beat buy now, pay later
By MELISSA LAMBARENA OF NERDWALLET
Mon,12/05/22-6:46PM , 148 Reads
At first glance, a “buy now, pay later” plan’s promise of no interest or upfront fees can seem more appealing than a credit card’s terms. Dividing a transaction into, say, a pay-in-four installment plan sounds straightforward and manageable.
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This Aug. 11, 2019 file photo shows Visa credit cards in New Orleans. If you’re trying to navigate inflation costs, some lesser-known money moves can unlock savings on your credit card. Whether you’re looking to ditch an annual fee, earn better rewards or make the most of cardholder incentives, familiarize yourself with actions that can free up money to put toward other goals. (AP Photo/Jenny Kane, File)

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Millennial Money: 7 credit card moves to stretch your budget
By MELISSA LAMBARENA OF NERDWALLET
Tue,10/25/22-5:07AM , 158 Reads
As prices on goods and services soar, every bit of value squeezed from credit cards helps.

Perhaps paying an annual fee became less appetizing. Maybe you scaled back expenses in certain categories a credit card once rewarded, or you’re seeking opportunities to save with your credit cards.
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